Active Adult and 55+ Communities are geared towards older adults who are able to live independently and who don’t require the services that retirement, assisted living or memory care communities provide. Many residents still work full- or part-time. For those seniors who desire a low-maintenance lifestyle, often with resort-like amenities and organized social activities, an active adult or 55+ community may be the right option. These communities fall into two categories:
1) Age-Restricted – For 55+ communities, in order to comply with the Housing for Older Persons Act of 1995, one person must be aged 55 or older in at least 80% of the occupied housing units. The other 20% of the homes are open to younger adults, sometimes with a minimum age that is established by the community, creating the 80/20 rule. If the minimum age in the community is 62, then all residents must be aged 62 or older.
2) Age-targeted – These communities are marketed towards the 55+ population, with amenities that promote an active adult lifestyle, but there are no age restrictions.
The types of homes in an active adult neighborhood vary from community to community, as do the range of services and amenities provided. From small apartments to two- or three-bedroom single-family homes with attached garages, there’s a broad range of housing options available, with many communities offering multiple home styles. Communities can offer luxurious, resort-like features with multiple, daily planned activities, or be lower-engagement with more simple amenities. The term “active” adult does not necessarily mean physically active, although these communities often have facilities that help foster a more physically active lifestyle. Events and outings that encourage social activity are common, and opportunities for mental stimulation, through cultural excursions and enrichment classes, may also be scheduled. Amenities may include:
There are many benefits to living in an Active Adult or 55+ Community. These benefits include:
When searching for an Active Adult Community, be sure to keep in mind which amenities are best suited to your lifestyle, choose a location that provides access to what is important to you and take any rules or fees into account.
Use our US map above to begin your search for Active Adult and 55+ communities. Our search results include pictures, floor plans, contact info and pricing where available.