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So, you think you know where you stand, politically.  

Think again.   

The result of this short test may surprise you and give you some food for thought.    

You'll be asked just 10 questions, and then it instantly tells you where you stand politically.  It shows your position as a red dot   on a "political map" so you'll see exactly where you score.

The most interesting thing about the Quiz is that it goes beyond the Democrat, Republican, and Independent.

The Quiz has received a lot of praise.  The Washington Post said it has "gained respect as a valid measure of a person's political   leanings."  The Fraser Institute said it's "a fast, fun, and accurate   assessment of a person's overall political views." Suite University   said it is the "most concise and accurate political quiz out there."

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April 2010


MEDICAL MATTERS
Heartburn or Heart Problems?
Submitted By Karla Anderson, Publisher of the Triangle Edition

Many patients mistake the pain of heartburn and cardiac chest pain for one another. This is due to the anatomical location of the heart and the esophagus as well as a similarity in the symptoms. Cardiac and heartburn chest pain can both be associated with discomfort in the chest and may worsen with eating heavy meals. Both types of chest pain may worsen with exercise and when bending over.

At Rex Heartburn Center, Connie Dale, R.N. and Rhonda Dickerson, R.N. take calls at the Rex Heartburn Center. One of the first questions raised to the Heartburn Center staff came from Dr. Douglas Hammer, a well known and respected Rex physician.

“How will you be able to tell whether the patient you are interviewing is having chest pain from gastric reflux or from a heart attack?”

The truth is, we can’t tell. There is no magic interview to rule out one or the other. However, when our self- referral patients call in with symptoms common to both diseases such as chest pain, radiating epigastric pain and nausea, they are immediately referred to the emergency department and we offer to call 9-1-1 for them.

Once it is determined that the heart is not the cause of their symptoms, these patients are usually referred to a gastroenterologist. Rex Heartburn Center staff will arrange an appointment with a gastroenterologist on the heartburn panel. The gastroenterologist will look for any upper gastrointestinal abnormality such as esophageal spasms, peptic ulcer and gastric reflux. Gastroesophageal reflux disease (GERD) is often diagnosed in these cases. If the patient’s work up is negative for reflux, we’ll ensure the patient is continuing with their physician in finding the correct cause.

Those who are diagnosed with gastric reflux are followed for one year at Rex Heartburn Center. Although the majority of our patients are improved when interviewed at four weeks, we listen very carefully to their answers. Recently diagnosed GERD patients may be prone to attribute new epigastric or chest pain to reflux rather than to their heart. A state of denial, common among heart attack victims, furthers this risky self assessment.

As we call our patients throughout the year, we are particularly aware of those with a history of coexisting heart problems. Chest pain, radiating epigastric pain, and nausea in these patients will warrant further investigation and necessitate a call to their cardiologist.

If you’re interested in finding heartburn relief fast, call Rex Heartburn Center at (919) 784-2876 or click on the logo below.

REX Healthcare






STAYING SHARP
Gaming for seniors!
Cab Driver - Get ready to burn rubber in this exciting game of driving skill. Pick up potential customers and deliver them to their destinations to earn cash and win!

 
Pick up passengers and follow the arrow to their destination. For bigger tips complete the journey in the quickest time possible!





BENEFITS AND LEGAL ISSUES
Did you know about this benefit for veterans and their spouses?
Submitted by Karla Anderson

The Veterans Administration offers Aid and Attendance as part of an "Improved Pension" Benefit that is largely unknown. This Improved Pension allows for Veterans and surviving spouses who require the regular attendance of another person to assist in eating, bathing, dressing, undressing, medication dosing, or taking care of the needs of nature to receive additional monetary benefits. It also includes individuals who are blind or a patient in a nursing home because of mental or physical incapacity. Assisted care in an Assisted Living facility also qualifies.

This most important benefit is overlooked by many families with Veterans or surviving spouses who need additional monies to help care for ailing parents or loved ones. This is a "Pension Benefit" and IS NOT dependent upon service-related injuries for compensation. Aid and Attendance can help pay for care in the home, Nursing Home or Assisted Living facility. A Veteran is eligible for up to $1,632 per month, while a surviving spouse is eligible for up to $1,055 per month. A couple is eligible for up to $1,949 per month*.

The Aid and Attendance Benefit is considered to be the third tier of the VA's Improved Pension. The other two tiers are known as "Basic" and "Housebound". Each tier has its own level of benefits and qualifications. While the objective of this site is to disseminate information on the Aid and Attendance level of the Pension, often referred to as A&A, we encourage you to view the other two levels in the event you or your loved one does not qualify for A&A. Click Here for more information about the Basic and Housebound tiers. The Improved Pension is not a new benefit, and has in fact been an entitlement for 58 years sitting idle while millions have and still are missing out on.

Please browse the VA website, http://www.veteranaid.org/ , using the menu on the left to learn more about the Aid & Attendance Pension, FAQ's, Eligibility Requirements, How to Apply, What to Expect, and Resources to help you with filing for this critical benefit. Our forum offers a wealth of information and insights to the process of filing for Aid and Attendance. Be sure to take advantage of this resource.

Also, please take a moment to visit the Sponsors of this site who have made it possible to disseminate this information to our Veterans and their families.

It is a privilege and an honor to recognize the sacrifice of service and to hopefully make a difference for your loved one.

Debbie Burak- Founder
Read My Story


FINANCIAL FORUM
Estate Planning Checklist
Submitted By Karla Anderson

Below are some questions you can consider in order to be prepared for an estate planning discussion. Bring this checklist to a qualified legal professional to discuss how to make your plan comprehensive and up-to-date.

Part 1 - Communicating Your Wishes

Part 2 - Protecting Your Family

  • Does your will name a guardian for your children if both you and your spouse are deceased?
  • If you want to limit your spouse's flexibility regarding the inheritance, have you created a Q-TIP trust ?
  • Are you sure you have the right amount and type of life insurance for survivor income, loan repayment, capital needs and all estate settlement expenses?
  • Have you considered an irrevocable life insurance trust to exclude the insurance proceeds from being taxed as part of your estate?
  • Have you considered creating trusts for family gift giving?

Part 3 - Reducing Your Taxes

  • If you are married, are you taking full advantage of the marital deduction?
  • Are both your estate plan and your spouse's plan designed to take advantage of each of your $3.5 million (in 2009) applicable exclusion amounts ?
  • Do you and your spouse each individually own enough assets for each of you to qualify for $3.5 million (in 2009) applicable exclusion amounts?
  • Are you making gifts to family members that take advantage of the $13,000 annual gift tax exclusion ?
  • Have you gifted assets with a strong probability of future appreciation in order to maximize future estate tax savings?
  • Have you considered charitable trusts that could provide you with both estate and income tax benefits?

Part 4 - Protecting Your Business

  • If you own a business, do you have a management succession plan?
  • Do you have a buy/sell agreement for your family business interests?
  • Have you considered a gift program that involves your family owned business, especially in light of the special valuation rules regarding refamed interests? (These rules were enacted by Congress to prevent people from avoiding transfer tax through certain transfers to younger generations.)

Points to Remember

  1. A plan helps to determine the most advantageous means of owning family properties.
  2. Planning may help minimize estate and income taxes, administrative expenses, executor's commissions, and attorney's fees.
  3. Your plan may help to provide adequate income to your survivors.
  4. By planning, you can preserve the assets you have worked hard to accumulate.
  5. An estate plan can help provide funds for debt repayment, if desired, and educational expenses.
  6. An estate plan can help provide adequate and available money to meet known and anticipated settlement expenses upon your death.
  7. Estate planning often involves the coordinated efforts of qualified legal, tax, insurance, and financial professionals.
To read more, visit the Ameriprise Financial website or Click Here
 

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Fairfax Publishing Company, Inc.

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April 2010 !ssue
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